9.28.26 Conference Activities; Falcon Capital Advisors' Sam Valverde on Rate Environment; Buydown Attractiveness

Treasury yields’ surge to nearly two-decade highs increasingly looks like a structural repricing rather than a temporary selloff, as hawkish Fed policy, resilient data and persistent inflation expectations push markets toward a roughly 70 percent chance of an October hike, while investors debate how much economic damage the Fed will tolerate, and whether rate hikes can meaningfully address supply-driven inflation before 5 percent+ yields expose broader cracks in the economy. Robbie interviews Falcon Capital Advisors’ Sam Valverde on the general importance of the bond market, an analysis of recent rate hikes, future fixed-income projections, and the potential downstream risks to the housing market. And buydown mortgages are becoming a meaningful affordability tool in FHA and VA lending, with $45 billion outstanding, as temporary rate reductions help borrowers manage high mortgage costs while attracting stronger-credit borrowers and offering MBS investors some early prepayment protection that fades as the loan resets toward its full note rate.

This week’s podcasts are presented by Gateless, intelligent automation that gives you the competitive edge. Gateless solutions reduce costs, deliver a superior borrower experience, and mitigate risk by automating tasks and decisions historically made by people.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.