Hardening Stop Loss Market | Jeremy Freestone, Ryan Siemers, Steve Gransbury

Even veterans of the stop loss industry are scratching their heads these days, wondering if this is the hardest market with which we’ve ever had to contend.

With loss ratios peaking at 91% last year and widespread underperformance across all segments, insurers are struggling to keep pace with the accelerating trajectory of high-severity claims. But big premium adjustments risk alienating customers.

So in this episode, we’re discussing these trends with three veterans of the stop loss industry, and exploring opportunities to stabilize and sustain the stop loss marketplace moving forward.

Joining us are Jeremy Freestone from Symetra, Ryan Siemers from Aegis Risk LLC, and Steve Gransbury from Captive Resources, LLC.

With their insights, we’ll explain the current market’s repercussions for the growth of self-insurance, the increasing impact of new technology on the underwriting process, and four potential solutions to button up margins as we head into the next year.

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