The profitability of Fannie Mae and Freddie Mac are the opening topic on today&#x27;s podcast. Plus, Robbie interviews ALTA’s Chris Morton on first-quarter title insurance premiums, and the industry&#x27;s preventative role in resolving title defects before closing as a form of reducing long-term underwriting risk. And we close with the how markets are reacting to the Fed holding rates steady and Chair Warsh&#x27;s lack of information given during his news conference.<br>Sponsored by Experian Verify, which provides mortgage lenders with automated income, employment, identity, and asset verification solutions that help accelerate underwriting while reducing fraud risk and manual documentation.<br>The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you&#x27;re a seasoned professional or just looking to stay informed, you&#x27;ll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

7.30.26 Fannie and Freddie Profitability; ALTA's Chris Morton on Title Insurance; Fed Takeaways

Chrisman Commentary - Daily Mortgage News

Welcome to the Chrisman Commentary, Daily Mortgage News Podcast. I'm your host, Robbie Chrisman. Topics on today's episode include Fannie and Freddie news continues, takeaways from the Federal Reserve meeting yesterday, and my interview with ALTAs Chris Morton on first quarter title insurance premiums and the industry's preventative role in resolving title defects before closing as a form of reducing long-term underwriting risk. Here, take a listen to a little preview.

When we talk about title claims out there, people know some of the usual culprits, fraud or forgery, undisclosed liens, errors in public records. What are we seeing in the data for common reasons for title claims in the first quarter of 2026? And are we seeing any shifts? The increase in fraud and forgery, I think, is we're seeing a significant trend upward in that space, and that continues.

And that's, you know, over the last five, six years. And it's sort of in the last couple years, it's really started to sort of skyrocket more. The increase in AI, the increase in the use by criminal actors, those kinds of things is a big part of it.

And I think that, again, the important point in that particular bucket and, you know, for the audience is that's something uniquely that title covers that fraud and forgery risk. It's not, you know, something that's found in public records. It's, you know, something that we're spending a lot of time on from a best practices perspective as an industry. We've done things to improve our best practices around identity verification.

7.30.26 Fannie and Freddie Profitability; ALTA's Chris Morton on Title Insurance; Fed Takeaways

Read the full transcript

The candid version is on a podcast,
not the earnings call.

7.30.26 Fannie and Freddie Profitability; ALTA's Chris Morton on Title Insurance; Fed Takeaways

Read the full transcript

The candid version is on a podcast, not the earnings call.

The candid version is on a podcast,
not the earnings call.