USAA is returning nearly one billion dollars to Florida policyholders following legal reforms that have dramatically reduced frivolous claims and litigation costs in the state&#x27;s notoriously troubled insurance market. This is a powerful case study in how regulatory and legal environments — not just weather — drive insurance affordability across the country. Today&#x27;s Stocks &amp; Topics: Alexandria Real Estate Equities, Inc. (ARE), Market Wrap, Berkshire Hathaway Inc. (BRK-B), Schwab U.S. Dividend Equity ETF (SCHD), Steel Dynamics, Inc. (STLD), Florida Home Insurance Reform Is Working — And It Could Reshape the Entire Market, Vanguard Small-Cap Value Index Fund ETF Shares (VBR), iShares MSCI Indonesia ETF (EIDO), Perusahaan Perseroan (Persero) PT Telekomunikasi Indonesia Tbk (TLK), Spacex (SPCX), Vanguard Total World Stock Index Fund ETF Shares (VT), The U.S. Treasury issues Treasury Bills (T-Bills). ﻿Our Next Wealth Webinar: “Beyond the Yield: How to Invest for Your Income Needs” June 30th, 2026 - 12:00 pm To sign up: https://us06web.zoom.us/webinar/register/5717793889555/WN_XuoDgMVwSv6wZXXurrZTLg Our Sponsors: * Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com * Check out Chilipad and use my code sleep.me/INVEST for a great deal: https://sleep.me * Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai * Check out Progressive: https://www.progressive.com * Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com * Check out TaskRabbit and use my code INVEST for a great deal: https://taskrabbit.com * Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Florida Home Insurance Reform Is Working — And It Could Reshape the Entire Market

InvestTalk

# Full Transcript

**Podcast:** InvestTalk

## Participants

- **Justin Klein** (KPP Financial)

## Transcript

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This is InvestTalk from KPP Financial, helping investors make sense of the markets one day at a time. Here's your host, Justin Klein. Good afternoon, fellow investors, and welcome back to InvestTalk. This is our, what are we, Thursday? It's Thursday.

June 11th, 2026 edition of InvestTalk. I'm excited for this hour to be with you and answer whatever's on your mind. So don't hesitate to reach out and give us a call. That's the main way we touch base with you is really trying to gather your thoughts, your worries, your considerations for investments, all of that.

And I always say when you bring those forward, you're helping the rest of the InvestTalk community as well because I guarantee someone else out there is thinking to ask the same question or something similar. And I try to broaden out all my questions, all the answers, excuse me, to apply to the most amount of InvestTalk listeners as well.

So even if it's one particular stock, I try to talk about the sector as a whole, kind of analyze companies in general, all of that, and you can take something away. So that's why when you make a phone call, you're helping yourself and everybody else. So that's what this hour is about. Whatever is on your mind, don't hesitate to reach out. Once again, 888-99-CHART is the number.

Now we're in interesting times, very interesting times with what's going on in the Middle East, obviously politically in America and abroad. And then AI. AI certainly is a driving force of what's going on in the markets as well as the economy. So how is that evolving? We're always keeping you abreast of that as well. We had some news today, which we'll get to in a little bit and how much I really buy it.

That caused ...

Florida Home Insurance Reform Is Working — And It Could Reshape the Entire Market

Transcript

Built for investment professionals

Every day you wait, your competitors are finding
edge in conversations you're not hearing.

Florida Home Insurance Reform Is Working — And It Could Reshape the Entire Market

Transcript

Built for investment professionals

Every day you wait, your competitors are findingedge in conversations you're not hearing.

Every day you wait, your competitors are finding
edge in conversations you're not hearing.